As a business consultant I have received a similar request from many different people. They tell me they would like to start a business, they have a great idea, and they need funding so they can get started.
Typically, they're coming to me to help them in securing their financing. Sometimes they come to me with savings, sometimes they have zero capital, and sometimes they only have the beginning of an idea.
I believe that where there's a will, there's a way. You can start your business with nothing but an idea. The most important thing is that you keep that stamina and that energy in your dream alive. It's not easy to start a business and it takes time. Many times it takes years to develop a strong idea. The only way you can write a business plan is to be so familiar with your business while it's in your head that you can't help but start mapping it out on paper.
Some people have trouble with envisioning something before they create it. That's okay as long as you recognize it and look for ways to help organize and manifest your thoughts.
Manifestation. As soon as you are ready to manifest your dreams- you are ready to start your own business.
Ask any successful entrepreneur how much of their success had to do with luck. How much of their success had to do with hard work?
It's the combination of luck, passion, hard work, and strategic thinking that gets a business ahead. Any business. Whether you want to start a small taco truck or a digital marketing enterprise. It all takes work, it all takes vision.
So you're ready to start a business as soon as you're ready to start your business. If you need help in getting it started, you look for an experienced consultant or a mentor to help you develop a game plan to make your goals happen.